Insurance Discounts for Home Security Systems

At a recent network meeting, I was talking to an insurance agent.  In our conversation, she reminded me why insurance agents give discounts to home owners who have a home security system.

Insurance Is About Calculated Risks

Insurance companies calculated risks.  Home owner’s insurance premiums are based on calculated risks.  Based on FBI statistics, a US home is burglarized every 13 seconds.  Using use same national statistics, homes with security system are 300% less likely to be burglarized.

Home Security Systems Reduce Insurance Premiums

With a home security system, your home is at a lesser risk.  Most insurance companies provide discounts on your home insurance premiums.  Depending upon your insurance company, you can get anywhere from 5%-20% discount on your homeowners insurance.  There may be additional discounts for deadbolts and other home security options.

Conclusion

Call your insurance agent and explore the discounts that maybe available to you with a home security system.  In you’re an existing Protection Concept customer, supply us with your insurance company information and we will send them the Certificate of Monitoring so you get your insurance discount. Want to learn more why
insurance companies love home security systems, click here for more information.

A Home Burglary Every 15 Seconds

A Home Burglary Every 15 Seconds…Let me share with you just one important statistic from the FBI.  There is a home burglary every 15 seconds in the United States.  The FBI defines a home burglary as “Unlawful entry of a structure to commit a felony or a theft”.  More than any other time in the year, summer is the time for home burglaries.  With everyone enjoying the fresh air, windows and doors are left open.  Summer habits become an open invitation to house thieves to commit a home burglary. 

Did you know that with a home alarm monitoring system, you are three time less likely to experience a house break in’s.  The prevention can be as simply as having a yard sign or window decal identifying your home alarm system.  This may be your best defense for a home burglary. 

In the coming weeks, I will share with you some tips on ways to make your summer more secure.  If you do not have a home alarm monitoring system, give us a call so we can help bring peace of mind to you and your family for the upcoming summer season.  You home alarm system is your best defense for summer home burglaries.

Hide the Spare Key–Summer Home Security Tips

Summertime means more activities in and out of your home. Where do you hid the spare key so the children can use it or you lock yourself out of the home doing outside chores? Here are some of the worst and best places to hide your spare key.

Worst Places to Hide Your Spare Key

Where will the burglar look for the key?  They will start on the top door sill, look in the porch light, look under the front mat, under the potted plant, look into the fake rock next to the front door, in the mailbox on the window ledge near the front door, or the break open the magnetic key holder.  Worst places to hide the spare key…

  • Under the mat
  • Above the door
  • Under the flower pot
  • On a window ledge near the front door
  • The fake rock out of place near the front door

Best places to Hide Your Space Key

Nothing says you need to place the space key near the front door.  Here are some better options.

  • Give a spare key to a trusted neighbor.
  • Use your BBQ grill or A/C unit in the back yard to hide the spare key.
  • A fake rock will work if you have other rocks around it.
  • Put the key in an outbuilding or shed.
  • Place the spare key under the dog house.
  • Use the new locks that open and close from your smart phone.
  • Use a sophisticated keypad deadbolt lock.

Conclusion

Don’t put your spare key in the obvious places where a burglar will look.  Choose other options away from the front door.  These places may be less convenient, but you and your family will be safer. Check in next week for another summer home security tip.

Home Security Contracts a New Model

Home Security Contracts a New Model… T Mobile has been credit for changing the cell phone industry.  They were the first to move away from two year cell phone contracts so many consumers hated.  They recognized that with changing technology and changing cell phone usage, people do not want to be held hostage to a two year contract.

T Mobile took a business risk.  They understood the cell phone industry made their money from two year contracts.  Companies would provide free phones and then make their money from monthly cell phone charges.  Once T Mobile achieved success with their no contract business model, other cell phone companies were forced to adopt new business contracts.  Thank you T Mobile.

Home Security Contracts a New Model

Unlike other home security companies, Protection Concepts has never had yearlong home security contracts.  We realized that we were taking a business risk with shorter contracts.    We also knew that consumers did not want to be held hostage to long term contracts.  Technology changes; people’s life style changes.

Simply put, with shorter monthly contracts, we work hard every day to earn your business and trust.

If you are tired of long term home security contracts costing you lots of dollars, give us a call.  We can show you how to our shorter contracts can save you dollars while you provide total security for your family.

Preventing Home Burglaries

On our blog, Protection Concepts shares many tips on preventing home burglaries.   I thought you would benefit from tips from the insurance industry on ways to prevent home burglaries. Here’s a short article I found from the insurance perspective on how to prevent home burglaries.

Taking steps to prevent theft can reduce your insurance premiums and save you from the heartbreak of losing items that are worth more to you than money. The ring that your grandmother gave you, your great-grandfather’s watch, the charm bracelet that all of your children saved to buy as a Mother’s Day gift, or a special item that you bought on your honeymoon can’t be replaced if they are stolen.

Preventing Home Burglaries.

Invest in solid doors and good quality locks on doors and windows. This includes on all sliding glass doors as well. Make it not only difficult but also time consuming for a burglar to gain entry.

Whenever you go outside, lock the door and take the key with you, even if you are just stepping next door or out mowing the back yard.

Don’t put valuables where they can be seen from the window, especially items that can be easily carried.

Be sure your garage door can be secured. Do not leave it open when you are away; an empty garage broadcasts your absence.

When you aren’t home, use a timer set to turn interior lights on and off at varying intervals as though your home was still occupied.

Don’t keep large amounts of cash or really valuable jewelry around the house.

If someone comes to your door asking to use the telephone, make the call yourself. Don’t invite them in.

Don’t hide a spare key under the door mat or under a flower pot. Thieves know all the good hiding places

Plant thorny bushes under all windows. Trim back any trees or shrubs near doors and windows to eliminate hiding places for would-be thieves.

Don’t leave ladders outside. Keep any tools that could be used to break in your home safely locked away in a garage or shed.

Get a barking dog or “beware of dog” signs. If you own a dog and go out of town, have someone come in and care for your dog in your home

Always double check doors at night and lock all windows

Engrave all valuables such as stereos, microwaves, video cameras, with your driver’s license number. (Engraving tools are usually available through your local law enforcement agency.) Videotape the contents of your home. Keep the video and the list of all valuables in a safe place, such as a safety deposit box

Conclusion

Your are concerned about home burglaries.  Your insurance company is concerned about preventing home burglaries.  Protection Concepts is concerned about preventing home burglaries. Call us to see the tools we can provide you to prevent a home burglary happening to your home.

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